Paul D. Sippil & Associates, LLC

“You know we can’t be absolutely certain about a lot of things in the stock market. But the one thing that I am completely certain of is the more the fee I pay for the provider of the product, the less there will be for me.”

Burton Malkiel, Professor of Economics at Princeton University and author of A Random Walk Down Wall Street

Do you understand that significant fees are being taken out of your retirement account without your knowledge?
ForbesUSA Today and The Wall Street Journal warn participants that this is exactly what is happening.

Can retirement plan providers legally continue these practices
The Department of Labor has added more disclosure requirements to increase transparency, but these fees are still complex and difficult to understand.

What can plan sponsors and employees do to protect themselves?
You can learn about what some service providers have suggested.

Our mission is to help retirement plan participants make more informed decisions by promoting increased competition and transparency and eliminating the practice of revenue sharing and central economic planning in the group retirement plan industry as we can no longer count on our bankrupt social security system.